Our Capabilities
Our Debt Advisory service is about supporting the business owner through every element of their borrowing requirements by delivering strategic independent financial advice throughout all stages of the business lifecycle.
Generally, the raising of new debt on favourable terms, or renewing existing facilities, has become tougher, even for seasoned borrowers.
Borrowers need to realistically appraise the nature of their present banking relationships, evaluate alternatives, understand their true cost of capital, and approach debt in the context of an effective overall capital management strategy.
Our experienced Debt Advisory Service will achieve the best possible outcomes in:
- Raising new debt
- Refinancing debt
- Restructuring debt
The types of transactions we assist with include:
- Raising finance to acquire property
- Raising finance to support business growth
- Accessing equity investment for growth or acquisition strategies
- Refinancing existing debt facilities or accessing new debt products
- Realising value through debt restructuring
- General advice and capital raising in financial stress situations
When you decide on a debt structure for your business, choose the one that best suits your business needs. Consider each option carefully, as there are key factors and rules to consider for debt structuring as poorly structured debt facilities can result in reduced profitability, increased financial risk, and wasted management time.
Who would benefit from this service?
- Do you struggle with access to working capital?
- Is your business model outdated or not sustainable?
- Is your business lagging behind your competitors?
- Would you like to make financially informed decisions?
- Would you like to understand the financial levers that impact on margins and profitability?
- Based on what if scenarios - you like to better understand the financial future of your business?
What is involved?
You will attend an initial meeting with us, starting with a Client Financial Fact Find. We will then review your debt facilities before we meet again.
When should I consider Debt Advisory Services?
Your financing facilities may prove the difference between failure and success. You should review your financing arrangements annually by seeking advice on the most appropriate finance structure, interest rates and fees, terms covenants, security, amortisation, and hedging strategies available on the market.
Benefits of Debt Advisory Service
- Reviewing your existing financing, in light of your business strategy and market conditions can result in further alignment of your capital structure and policies to the risk profile of your business.
- We can help identify and access the right debt markets to support capital needs, allowing businesses to raise or retain financing on the most advantageous terms.
- Optimising your cash management functions can deliver significant value to you both from a cost perspective and by better aligning the products and services to your business strategy.
